Attention homeowners: Real estate appraisal services for in Foothill Ranch and Orange CountyThe top seven reasons why California homeowners use Integrity Appraisal Services:
At Integrity Appraisal Services, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our non-traditional client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Integrity Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.Challenge Tax AssessmentLet's say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Integrity Appraisal Services is your number one weapon.PMI Removal AppraisalsA preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping people just like you remove unwanted PMI insurance.HELOC recently frozen?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Integrity Appraisal Services can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Integrity Appraisal Services can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property. |
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